for Kingsburg, Fresno, Dinuba, Visalia, Selma, Hanford, CA, and surrounding communities
Coverage Designed With Your Farm in Mind
Agribusiness Insurance from Kingsburg Insurance Agency
Few businesses face the wide range of risk found in farming. Kingsburg Insurance Agency offers options that meet this wide and diverse group of risk. Since 1948, we’ve provided complete Farm Insurance protection to clients throughout Kingsburg, Fresno, Selma, Hanford, Dinuba, Visalia and surrounding communities.
Options That Meet Your Needs
For nearly three-quarters of a century, Kingsburg Insurance Agency has specialized in delivering Ag/Farm insurance that meets the unique and specific needs of growers, farmers, ranchers, custom harvesters, packing and processing plants and distributors and shippers within the agricultural industry. This includes haulers and farm labor contractors, as well as a wide variety of areas related specifically to agribusiness.
As an independent insurance agency, Kingsburg Insurance Agency is perfectly situated to provide options from a variety of top notch insurance carriers: these are insurance companies that specialize in and understand the risks faced by today’s farmers.
Agricultural/Farm insurance coverage includes (but is not limited to):
Farm Property Coverage
Farm Property Insurance covers the Farms personal property which can include farm machinery, grain, livestock and farm tools used specifically in your farming operations. The coverage can be customized to protect farm buildings and structures you wish to insure.
Farm Liability Coverage
Provides bodily injury and property damage coverage for incidents occurring as a result of farming operations.
Farm Auto and Fleet Coverage
This can include coverage for the vehicles you use around the farm, from tractors and trailers to your personal truck or car (with additional supplements). Coverage includes auto liability, medical payments, collision coverage, uninsured and underinsured motorist coverage as well as extended coverage for employees using your vehicles for farm operations.
A comprehensive AG package can provide coverage for a variety of risk associated with your farm. Talk to your Kingsburg Insurance Agent for details.
Umbrella Liability Coverage
With skyrocketing monetary awards in lawsuits, an umbrella policy is a smart way to protect yourself. An umbrella policy offers additional protection beyond the liability coverage of your standard policies. With a farm umbrella policy, you are covered up to policy limits if the limits under your primary policy are depleted due to a large claim.
Agricultural Workers’ Compensation
It’s important to remember that Workers’ Compensation Insurance protects not only the worker, but the farm owner as well. Workers compensation pays an injured worker for both wage loss and medical expenses, regardless of who is at fault. Your agreement to pay for the workplace injuries regardless of fault by purchasing Workers’ Compensation Insurance means the employee gives up his right to sue you in the event they are injured. That can result in tremendous savings to you.