Homeowners Insurance, Auto Insurance, Personal Umbrella Coverage, Boat & Watercraft Insurance, Motorcycle Insurance, Sports & Toy Insurance, Renters Insurance & more
Protection for all your personal assets and personal liability risks.
At home, work or play… we’ve got you covered
Personal Insurance from Kingsburg Insurance Agency
Since 1948, Kingsburg Insurance has provided protection for the things that matter most to you and your family. As a family-owned and operated business, Kingsburg Insurance Agency has a personal understanding of what that means. We know how hard families work to establish a home, build a business and plan for the future. We take pride in providing Risk Management Solutions that help protect those plans.
Quality Coverage – Competitive Prices
As an independent insurance agency, we work with a multitude of insurance carriers, all well respected with a reputation for quality products and services. Many of these carriers offer a variety of homeowner’s insurance protection plans. Most offer multi-policy discounts when you allow them to provide both auto and homeowners insurance. Many others provide additional savings opportunities when specific safety and security measures are taken by homeowners, which can include home security systems and other risk-reducing devices. Your Kingsburg Insurance agent can help determine which homeowners insurance is most appropriate for you.
Homeowner’s Insurance from Kingsburg Insurance Agency
Whether you’re buying your first home, building your dream retirement home or moving into your very first apartment, you’ve got a plan. It’s a plan that includes enjoying your new space and making sure that the things you own are protected against those unforeseen circumstances that can occur in a moment’s notice. Kingsburg Insurance Agency has been providing peace of mind through smart insurance protection since 1948.
Be Sure You Have Enough Liability Protection
Your homeowner’s insurance policy comes with liability coverage. This is necessary in the event that a guest should become injured at your home in a slip and fall accident, or if you accidentally damage your neighbor’s property. However, you could find yourself in a situation where you may have to pay out-of-pocket to cover any amounts in excess of your policy limits.
An Umbrella Liability Policy is an affordable and effective way to increase your liability protection in a broad and far-reaching way. An Umbrella policy provides an additional amount of liability insurance protection above and beyond that which is included in both your homeowners and automobile policies. This policy becomes effective once you have exceeded the liability limits of either your homeowners or automobile policies. It is an affordable way to ensure you have adequate liability protection for most of the risks you face. Ask your Kingsburg Insurance agent about umbrella liability policies.
Our Homeowner’s Insurance Options Include:
- Rental Property
- Vacation Homes
- Mobile Homes
- Vacant Homes
- Homes Under Construction
- Fire Policies
- Jewelry, Artwork, etc
- Multi Policy Discounts are Available
Also available: Wedding and Event insurance!
Coverage on the Go…
Auto Insurance From Kingsburg Insurance Agency
Getting from point A to point B is easier today than it’s ever been before. Of course, the freedoms we enjoy behind the wheel of an automobile come with considerable responsibilities and risk. California law requires that you can prove financial responsibility in the event of an automobile accident that results in physical injury or property damage to others. The purchase of automobile insurance is still the easiest and most economical way to meet this requirement.
Options for All Drivers
Some automobile insurance providers have very competitive rates for more mature and experienced drivers, while others specialize in offering affordable coverage for young drivers. Comparing prices between dozens of automobile insurance companies can prove to be a frustrating and futile exercise for even the most seasoned shopper. However, by dealing with Kingsburg Insurance, you get all the benefits of working with a professional independent insurance agency. Our vast network of auto insurance providers includes a diverse group of many of the nation’s most respected insurance companies. Our experienced team will take the time to do the shopping for you. They understand the different underwriting approaches of each and every carrier; therefore, they present you with the most competitive options available to you based on your age, driving record and other factors. Your Kingsburg Insurance agent can also ensure that you receive every discount for which you qualify, including any multi-policy discount opportunities that may apply.
Simplifying the Auto Insurance Experience
From policy limits to deductibles; rental reimbursement and towing coverage, choosing the right auto insurance protection might seem a little overwhelming. While you want to make sure you have all the coverage necessary, you may be concerned about meeting your budgetary requirements as well. That’s where your Kingsburg insurance agent becomes a great asset. Your agent will spend the time necessary to explain the different coverages included in your auto policy, how those coverages affect your insurance premiums and ways to reduce your cost without compromising coverage. Whether you’re a daily commuter, a motorcycle enthusiast, a weekend boater or cross-country traveler in an RV, Kingsburg Insurance Agency has the right auto policy for you.
Make SURE you’re protected!
In the blink of an eye, your world can change. By definition, no one can plan for an automobile accident. When they occur, the damage can reach far beyond the immediate results. If you are found at fault, you’re responsible financially. This may include emergency medical transport, extended hospital stays, ongoing physical and / or occupational therapy and other long-term medical care. In the event of a permanent disability, there are lost wages to consider, as well as possible lawsuits for emotional pain and suffering. It is not uncommon for a lawsuit to result in a court award that far exceeds standard auto policy liability limits.
An Umbrella Liability Policy offers additional liability protection that kicks in once you’ve exceeded your auto insurance liability limits. It is one of the most cost effective ways to ensure you have adequate protection in the event of a lawsuit resulting from an accident.
Furthermore, your umbrella liability policy extends the same additional protection for your homeowner’s policy.
Our Automobile Insurance Options Include:
- ATV’s / Off-road vehicles
- Classic Cars
- and more