Commercial & Business Insurance
for Kingsburg, Fresno, Selma, Hanford, Dinuba, Visalia & surrounding areas
Our business is here to help your business.
Commercial and Business Insurance through Kingsburg Insurance Agency
Kingsburg Insurance Agency is recognized as a specialist in most every area of commercial insurance exposure, with professionals focused on construction, apartment/habitational risk, trucking and automotive firms, technology based and main street retail businesses. We have a broad base of industry experience to properly advise and consult your insurance needs no matter what type of business you operate.
The Power of Independence
Due to our relationship with a broad and diverse network of insurance companies, Kingsburg Insurance Agency has access to many of the most respected commercial insurance carriers in the business. These are companies dedicated to providing specific coverage that addresses the many different risks faced by a host of businesses spanning a wide spectrum of industries. We understand the absolute necessity of mitigating your risk while providing a cost-effective method that affords the protection every responsible business owner wants.
Commercial & Business insurance coverage includes (but is not limited to):
- Business Owners Policies (B.O.P.)
An affordable and effective business owner policy that provides a broad range of coverage ideal for small to medium-sized businesses.
- Commercial Property
Protects your commercial property from many perils including fire, theft and natural disasters. Commercial property insurance is applicable to a wide variety of businesses and industries from retail establishments to not-for-profit organizations.
- Commercial Auto
Provides physical damage protection and liability coverage for a variety of situations; specifically those not covered by a personal automobile policy. This is especially important for vehicles dedicated to commercial use including unusual vehicles.
- General Liability
Commercial general liability is a type of insurance that provides coverage to businesses for any bodily injury, personal injury and property damage that arises as a result of the business operations, products, or any injuries sustained on the business premises.
A bond guarantees the repayment of principal and all Associated interest payments to the bondholder in the event of financial default.
- Professional Liability
Professional liability insurance provides coverage in the event of actual and or alleged errors and emissions I could possibly occur through extending professional services
- Excess Liability
The sole purpose of this policy is to provide additional limits of insurance above and beyond those named in an underline liability policy. This underlying policy is often an umbrella liability policy. The coverage provided by an excess liability policy is no broader than your underlying policy.
- Garage Keepers
Garage keeper’s coverage was created for garage business owners to cover losses to a customers’ automobile that is left in their care, custody or control.
- Workers Compensation
Workers compensation pays for medical care in lost wages for employees who are injured on the job, regardless of fault. This not only protects the worker but also assures that employers will not be sued for on-the-job injuries.
Insurance program options include:
- Contractors Liability & Property Insurance
- Professional Liability (Errors & Omissions)
- Cyber Liability Insurance
- Employment Practices Liability Insurance
- Builder’s Risk Insurance
- Garage Liability